Insurance Plans

We gladly accept the insurance plans listed below.

If your plan is not listed, please call us at as we are always adding new insurance plans.

  • AARP United HealthCare
  • Aetna
  • Align Networks
  • Allied Benefit Systems
  • Bankers Fidelity
  • Benefit Management Services
  • Blue Cross Blue Shield Indiana
  • combined insurance
  • Continental General Insurance Co.
  • Core Benefits
  • Equitable and You
  • Everence
  • Farm Bureau Heath Plans
  • GEHA (Government Employees Hospital Association )
  • Gerber Life Insurance Company
  • Golden Rule Insurance (UnitedHealthOne)
  • HealthSCOPE Benefits Inc (ECHO Health Plan)
  • Humana
  • Local 697
  • Lutheran Preferred
  • Medicare Part B Indiana
  • Medicare Railroad
  • MedPartners Admin Services
  • Members Health Insurance Company
  • Mutual Omaha Insurance
  • National Association of Letter Carriers
  • New ERA Life
  • Optum Health
  • Philadelphia American Life Ins
  • Pipe Fitters Welfare Fund Local 597
  • Prairie States Enterprises Inc.
  • Professional Benefit Administrators Inc.
  • Progressive
  • Safe Auto Insurance
  • SMW Plus
  • Standard Life & Accident Insurance (ECHO Health Plan)
  • State Farm
  • The Hartford
  • Thrivent Financial for Lutherans
  • Trans America
  • Tricare for Life
  • UMR Wausau / UHIS
  • United American
  • United Healthcare
  • UnitedHealthcare Shared Services
  • USAA
  • Web TPA


As a courtesy to our patients, we will verify your health benefits prior to your arrival to determine if there will be a copay, deductible, or coinsurance for therapy services.
For those patients who do not have health insurance or those who have maxed out their benefits, we offer a private pay plan. Please contact us today at Valparaiso, Crown Point & LaPorte, IN centers for more information on our fees for service and payment details.



While this is an extensive list, health plans do change regularly without prior notification. We recommend that you verify with your health plan what physical therapy benefits you have available.

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Our Reviews
Tim Nash
Tim Nash
15:32 27 Aug 18
My first experience with OBTS was very positive. During the course of my 13 therapy sessions I worked with many different therapists and all of them were professional and competent. They were able to help me effectively control my pain without medication using their therapy program. Unfortunately, they could not get my physical condition back to the same ability as before. However, this is due to the fact that it was later determined by my doctors that I required surgery. I plan on returning to OBTS for my post-op physical therapy and have already scheduled my evaluation appointment. Scheduling seems to be a challenge sometimes but that's probably an indication of their patient's satisfaction and good reviews. Thank you OBTS!
Arlene Gross
Arlene Gross
15:58 22 Jun 18
Everyone that worked with me was helpful. I enjoyed watching the staff interact as they worked as they laughed and smiled making me feel that it was fun to exercise. My knee pain is less and I look forward to having the same results with my back.
Jose Ico
Jose Ico
12:43 27 Apr 18
My wife and I have been coming here for a year. They have wonderful customer service and the treatments were great. I could say that since coming here for treatments, I am now able to walk properly and sleep well at nights. They help you in the best way possible. The people here are great and we definitely recommend it to everyone!
Paul Grant
Paul Grant
21:51 03 Apr 18
I have read lots of reviews that say "the entire staff of ..." is great, and you know that it is BS.. .. Butt at OBTS that statement is true. The person answering the phone, appointment setting they work around my schedule. It is truly a team concept. Everyone that has work with/on me keeps me focus on getting healthy to play golf.... Even those employees that haven't work with/on me are upbeat, positive and encouraging both their patients and me..... follow up phone calls, positive, hand written notes of encouragement, reminding me to do my homework so I can play golf this year. Great Employees, Great Business!.
Diane Burns
Diane Burns
02:30 16 Mar 18
I’ve had an incredible experience here at OBTS. In just two and half weeks I’ve seen and felt remarkable results. My hip mobility has improved by 30%. I credit the excellent physical therapists and the deep tissue laser therapy for my gains. I’ve gone from walking with a limp and pain everyday to walking normally and know that I’ll be back to running in the future. Every single person is warm and friendly here. Great place!
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